Identity Theft

Identity Theft

line segement
Quick Quiz

To lower your chances of becoming a victim of identity theft, it’s important to understand how to best protect your finances and personal information. Take this quiz to learn how you can better secure your personal finances.

1
Security breaches are easier to address with which payment form?
A
Cash
B
Check
C
Credit card
D
Debit card
Correct!

With a credit card, consumers have plenty of time to notice unauthorized charges, notify their issuer and have them removed.

Not quite.

Security breaches are easier to address with a credit card. Consumers have plenty of time to notice unauthorized charges, notify their issuer and have them removed.

2
Which of the following is NOT an example of safe Internet use?
A
Delete spam emails that ask for personal information
B
Keep your antivirus and anti-spyware software up to date
C
Shop online only with secure web pages
D
Archive credit card information in your email
Correct!

Sending or saving credit card numbers, government ID numbers and other personal information via email puts your personal information at risk of theft.

Not quite.

Never send or save credit card numbers, Social Security numbers or other personal information via email.

3
How frequently can you request a free copy of your credit reports?
A
Once a week
B
Once every 3 months
C
Once every 12 months
D
Once every 18 months
Correct!

You are entitled to request a free copy of your credit reports every 12 months ensure the information is accurate. You can receive free copies from any of the three main credit bureaus or AnnualCreditReport.com.

Not quite.

You are entitled to a free copy of your credit reports every 12 months. You can receive free copies from any of the three main credit bureaus or AnnualCreditReport.com.

4
Which of the following is an appropriate agency to contact in the case of identity theft?
A
Federal Trade Commission (FTC)
B
Law enforcement
C
Credit bureaus
D
All of the above
Correct!

The Federal Trade Commission (FTC), law enforcement and credit bureaus are all appropriate agencies to contact in the case of identity theft.

Not quite.

The Federal Trade Commission (FTC), law enforcement and credit bureaus are all appropriate agencies to contact in the case of identity theft.

5
A minor may request a copy of his or her credit report after what age?
A
12
B
14
C
16
D
17
Correct!

After the age of 14, minors may request a copy of their credit report.

Not quite.

A credit history is established when a credit account is first opened, and minors may request a copy of their report after the age of 14.

Your Score

Nice job!

You’re your own identify theft security guard — check out these tips to stay successful.

Nice job!

You’re on the path to becoming your first line of defense against identify theft — check out these resources to become even better at protecting your personal information.

Too Bad!

You’re a newbie with lots of identity theft protection potential — check out these resources to learn how to be as safe from identity theft as possible.

How Much Do You Know About Identity Theft?

5Questions

Share

Featured

Tools to Protect Identity

Take these important steps immediately to protect yourself if you are a victim of identity theft.

Emergency Fund

Do you have enough money to cover an emergency? Evaluate your finances to determine how much you should be saving for the unexpected.

Credit Report

Keeping up with your credit reports is essential to understanding your finances. Learn more about credit reports and how to maintain good standing.

Handling the Unexpected

Unexpected expenses can be stressful and may impact your budget in small or large ways.